November 10, 2017
AgencyWhat Happens If Someone Sets a Home on Fire?
Arson is one of the most concerning forms of damage to a home. It can happen to anyone. Acts of vandalism like this can occur in any city. Yet, home insurance is very clear. Home insurance rarely pays for fires set by someone. What does this mean to you if someone else sets the home […]
September 12, 2017
AgencyReducing Fire Risks Following Earthquakes
Earthquakes themselves may not be the only causes of damage when they occur. They may trigger other hazards that can damage homes and personal property. The potential for fires is among these risks. A quake-triggered fire may come from broken gas lines, electrical spars or even candles burning at the time of the incident. Should […]
August 9, 2017
AgencyTypical Coverage Your Renters Insurance May Include
Renting a property comes with its fair share of risks. The renter poses risks to the property. The property, likewise, poses risks to the renter. Most renters carry renters insurance as an important safeguard of protecting their risks. With the right coverage, renters can reduce the damage they may suffer should they encounter a hazard […]
July 14, 2017
AgencySafety Tips for Teens During the 100 Deadliest Days of Driving
Known as the 100 deadliest days of driving, the time from Memorial Day to Labor Day claims the lives of an average of 260 teens per month. In the last five years more than 1,600 people died during this time as the result of crashes with inexperienced teen drivers. Driving during the summer is often […]
June 16, 2017
AgencyProtecting Workers from Outdoor Injuries
Keeping employees safe on an outdoor job is a priority for all companies. To achieve this, you need business insurance. A key component of your plan should be workers’ compensation insurance. It helps cover the costs when an employee suffers an injury or an illness. A simple fall can amount to thousands of dollars in […]
May 2, 2017
AgencyWhat You Should Know About Your Regular Dental Check-Up
There are two people that you should make sure to see every 6 months: your insurance rep and your dentist. Just like your insurance needs can change, so can your dental needs, and it’s important to make sure you are staying on top of both of those needs. A regular check-up with your dentist is […]
April 26, 2017
AgencyCommercial Property Insurance on Your Leased Building: Who Needs the Coverage?
Many businesses do not own the structure in which they operate. Rather, you may lease that space from another company or individual. This may be a large building with multiple tenant locations. It could be a single structure that your company occupies fully. In these situations, your company still needs commercial property insurance. How much, […]
April 11, 2017
AgencyWhat are the Benefits of Personal Umbrella Insurance? (Video)
A personal umbrella insurance policy is an important and affordable product that can save your family from a financial disaster. Once you maintain limits of $500,000 on both your home and auto insurance policies, you may be eligible to purchase an umbrella policy. An umbrella policy is an extra layer of protection sold in increments […]
March 23, 2017
AgencyReducing Fire Risks from Earthquakes
Most Californians know that earthquakes can strike at any time, without warning. If a major quake hits, it brings with it a high likelihood of damages and injuries. Earthquakes can cause much more than a chipped mug or a broken picture frame. If a quake hits the right place at the right time, it could […]
March 8, 2017
AgencyDigital Auto ID Cards on your Smartphone
Recently I watched an NBC news report about how a $25 fix it ticket for not having proof of insurance can end up being a $12,000 fine. It is the law. You must carry proof of insurance with you. But you don’t have to have a piece of paper in your glove box, which is […]