May 26, 2016
AgencyMold on Rental Property: Guidelines for Assessment of Fungal Contamination
While we come in contact with mold often, certain molds growing indoors can lead to health problems if the issue isn’t cleaned promptly. Young children, the elderly and individuals with respiratory conditions are especially at risk. Under the right conditions, some molds produce mycotoxins, which can cause a toxic response if inhaled, eaten or touched. […]
April 25, 2016
AgencyThe Most Common Commercial Property Insurance Claims
Commercial property insurance claims can be very expensive. When it comes to filing a claim against your business insurance, don’t avoid doing so if necessary. But you also want to be sure you take every step possible to reduce the risks of filing such a claim. What are the most common claims filed against commercial […]
March 22, 2016
AgencyHow Much Earthquake Insurance Do You Need?
For many property owners, earthquakes are a significant threat. You may not feel they are going to cause your building to fall, but they can cause significant structural damage even if the earthquake itself is not a large one. Earthquake insurance can safeguard your investments in cases like this, but knowing what to buy and […]
February 25, 2016
AgencySafety Tips for First-Time Apartment Renters
Moving out on your own is both exhilarating and challenging. You enjoy the fact that you can go and come as you please, but you also want to make good choices. With the potential for danger at every turn in life, safety should always be your top priority in your new apartment. Choose a Safe […]
February 4, 2016
AgencyNew President of IIABCal Craig Williams Talks About Change
IIABCal President Craig Williams at his installation last week here told independent insurance agents and brokers to get used to constant change within the industry and figure out how to use it to their advantage. “Many are quick to criticize the insurance industry for being slow to change and adapt to an evolving landscape,” Williams said during […]
January 22, 2016
AgencyConsider a New Auto Insurance Policy Before Moving
You’ve purchased your dream house and are planning a move. Or perhaps you are moving across the country to be closer to your family and loved ones. No matter why you are moving, it’s important to take into consideration your auto insurance policy. You may think about and plan for a new home insurance policy, […]
December 18, 2015
AgencyHow a Safety Plan Can Reduce Your Business Insurance Costs
Workers compensation insurance is nearly always required for businesses that employee people. This type of business insurance helps to cover losses related to employee-related illness and injury. When an incident occurs, business owners may find that their insurance costs rise. It’s always in the best interest of the business and its employee that the company […]
December 8, 2015
AgencyAccident Forgiveness & Traffic School (Video)
Everyone has seen the television ads from the big national insurance carriers offering accident forgiveness or in some cases violation forgiveness as a feature of their personal auto insurance policies. Unfortunately, what you probably don’t notice is the fine print at the bottom of your TV screen which says that this feature is not available […]
December 3, 2015
AgencyUninsured Motorist Coverage (Video)
It’s the law in California that you must have auto insurance, so why would you want to buy uninsured motorist coverage? Other insurance companies are quick to eliminate this coverage to save you money, or when you name your price, but it is a very important coverage that has benefited many families who we insure. […]
November 20, 2015
AgencyDoes a Mortgage Company Require Home Insurance?
You are buying your dream home. You’re excited about all of the potential it can bring into your life. After all, this is something you will own. But before you sign on the dotted line, your lender asks you about home insurance. Do you have it? Do you have enough? Mortgage lenders want to be […]