January 24, 2017
Agency4 Reasons Why the Cheapest Insurance May Not Be the Best
Cheap and inexpensive are words that catch your attention when it comes to buying. Everyone wants to save money. However, when it comes to auto insurance, the lowest cost plan may not be the best option. 1. Many Low-Cost Insurance Companies May Not Offer the Coverage You Need The worst time to discover you don’t […]
December 17, 2016
AgencyMy Home’s Paid Off: Why Do I Need Home Insurance?
There may not be a more satisfying feeling than paying off your home. While this may mean you no longer have a mortgage, it doesn’t mean the risks against your property are fewer. Most of the time, mortgage lenders require homeowners to have home insurance while they have a loan. This protects the mortgage lender’s […]
December 2, 2016
Agency6 Steps to Secret Coverage You May Need
What’s this mysterious lifesaving coverage that can help protect your assets in case the worst happens? It’s personal umbrella insurance.
December 1, 2016
AgencyUmbrella Insurance Helps In a Drunk Driving Incident
The Dane family’s annual holiday party was in full-swing. Neighbors, colleagues and dear family friends gathered together to toast the season. Ian Dane, 19, and his best childhood friends, Brendan and Tyler, both 20, were home from school and decided to make the holidays even happier by imbibing. They blended into the crowd and no […]
November 21, 2016
AgencyRental Car Insurance Coverage in the Bay Area
It’s almost daily that a client asks me if they should purchase the coverage being offered when renting a car. While this is not one answer that fits all, I recently rented a car and I did not accept the coverage offered by the rental car company. Here are the reasons why I did that: […]
November 16, 2016
AgencyShould You Consider Earthquake Insurance?
Earthquakes can strike anywhere, without warning. Even if you don’t live in an area prone to earthquakes, that doesn’t mean an earthquake won’t strike. Small tremors might result in shattered glass and broken shingles. Large earthquakes can cause massive destruction to even the most reinforced homes. Many insurance companies offer earthquake insurance. But, you may ask […]
October 28, 2016
AgencyWhat is Lender-Placed or Force-Placed Insurance?
Homeowners insurance is a necessity. It protects your home and possessions as well as satisfies your lender’s insurance requirements. If you fail to maintain insurance, or even fall below the required coverage levels, your lender just may step in and put a policy in place, a very expensive policy. Why Do I Suddenly Have a Very Expensive Lender-Placed Policy? […]
October 18, 2016
AgencyPersonal Umbrella Insurance: Claims Against Your Teen
Why do you need to have personal umbrella insurance? Most homeowners and individuals believe they are not at risk for lawsuits. You do your job, you come and go as you should and you don’t do anything to bother other people. Yet, mistakes can happen and in some cases, there may be no way to […]
September 23, 2016
AgencyEstimating Your Home Insurance Needs Before You Buy
It’s an exciting process to buy a home. A lot of work goes into preparing for the process, including making big decisions about the size of a home you can afford. When considering that, also think about home insurance. It should be something you plan for within your budget. Home insurance is invaluable to a […]
September 15, 2016
AgencyA Guide to Avoiding and Surviving Pileups
The snow is coming down so hard, it’s a whiteout. Unfortunately, you’re stuck on the highway. It’s so thick you can barely see in front of you. A faint light appears, seemingly far in the distance, but as you squint you see it grow brighter in just seconds. It’s the flashers of a car that […]