January 5, 2018
AgencyLiability Insurance for Seniors
If you are an adult beginning to provide more oversight to a parent, proper insurance is often overlooked or neglected. While some changes in a senior’s lifestyle may seem to reduce liability exposure, the opposite may actually be true. Family Trusts A family trust may be used for wealth management and estate planning. When you […]
December 20, 2017
AgencyWhat Happens When an Employee Is Using Drugs or Alcohol?
Workers’ compensation insurance provides financial coverage for worker accidents and injuries. If your employee suffers an injury while they are at work, this coverage will help. It can pay for an employee’s medical bills and lost time at work. But, what about the negligence component here? If an employee comes to work on drugs or […]
December 14, 2017
AgencyTechnology For Taking Care Of Seniors From Afar
As a child, adults took care of you, and not just your parents. Grandparents, uncles, teachers, and family friends all had a hand in raising you and keeping you safe. You appreciate that, which is why you want to help them in turn when they get older. That’s not so easy considering how you live […]
November 10, 2017
AgencyWhat Happens If Someone Sets a Home on Fire?
Arson is one of the most concerning forms of damage to a home. It can happen to anyone. Acts of vandalism like this can occur in any city. Yet, home insurance is very clear. Home insurance rarely pays for fires set by someone. What does this mean to you if someone else sets the home […]
October 18, 2017
AgencyWhat Commercial Property Insurance Does Your Leased Office Need?
Commercial property insurance protects the assets within your business. Your business insurance policy will usually give your assets ample protection. If you lease your business’s space, there are a few things to consider about what to insure. Protecting the Property Most commercial property insurance plans provide coverage for the actual structure of the property. In […]
September 12, 2017
AgencyReducing Fire Risks Following Earthquakes
Earthquakes themselves may not be the only causes of damage when they occur. They may trigger other hazards that can damage homes and personal property. The potential for fires is among these risks. A quake-triggered fire may come from broken gas lines, electrical spars or even candles burning at the time of the incident. Should […]
August 9, 2017
AgencyTypical Coverage Your Renters Insurance May Include
Renting a property comes with its fair share of risks. The renter poses risks to the property. The property, likewise, poses risks to the renter. Most renters carry renters insurance as an important safeguard of protecting their risks. With the right coverage, renters can reduce the damage they may suffer should they encounter a hazard […]
July 14, 2017
AgencySafety Tips for Teens During the 100 Deadliest Days of Driving
Known as the 100 deadliest days of driving, the time from Memorial Day to Labor Day claims the lives of an average of 260 teens per month. In the last five years more than 1,600 people died during this time as the result of crashes with inexperienced teen drivers. Driving during the summer is often […]
June 16, 2017
AgencyProtecting Workers from Outdoor Injuries
Keeping employees safe on an outdoor job is a priority for all companies. To achieve this, you need business insurance. A key component of your plan should be workers’ compensation insurance. It helps cover the costs when an employee suffers an injury or an illness. A simple fall can amount to thousands of dollars in […]
May 19, 2017
AgencyIs Damage to a Tree Covered Under Home Insurance?
Picture this: the beautiful weeping willow in your back yard sustains damaged from a storm. The landscaping bushes and trees you’ve added to your front yard get stolen by someone in the middle of the night. While it may not seem like there is much you can do about these types of losses, that’s not […]