July 9, 2020
AgencyThe Importance of Home Inventory Documentation Made Easy
It’s safe to say that your home and everything in it is important to you. That’s why I want you to take 10 minutes to make an inventory of what’s in your home which you can use in the event of an insurance claim. You may think this is a monumental task that can’t be done […]
June 22, 2020
AgencyDo I Need Homeowners Insurance Or Landlord Insurance For A Rental Property?
First off, congratulations! Buying an investment property is never easy, it’s a major financial and emotional undertaking. If you did your due diligence properly, you’re now on your way to earning passive income for many years to come. Being a major investment, it only makes sense to protect it from the many potential perils. And, […]
February 6, 2020
Agency2019 Was a Charitable Year at JSW Insurance
Throughout the year we have made quite a few donations to local charities. Most come from recommendations from our clients and employees about causes which are important to them. In 2019 I specifically challenged our staff to identify charitable organizations which we could support with a donation. Everyone had fun and felt great by contributing […]
July 26, 2019
AgencyChanges to JSW Certificate Procedures
Requesting Evidences and Certificates just got a lot easier. In our continued efforts to go paperless, we have created a new email address for our clients and lenders to send their requests for Evidences of Property insurance and Certificates of Liability insurance. You will be better served by sending requests to [email protected], to ensure that […]
April 22, 2019
AgencyDetect Dangerous Airbag Malfunctions Before Tragedy Happens
In a span of 15 years, airbags saved 39,976 lives as stated in a report by the National Highway Traffic Safety Administration. They are a key safety feature in cars, but as any other part of your vehicle, in some cases they might not always work properly. A malfunctioning airbag might not deploy when needed, […]
February 6, 2019
AgencyHomeowner Insurance in the New Wild Fire Era
After 3 years of devastating wild fires in California, insuring your home is getting more difficult and more costly. Many consumers who own a second home in the mountains are already discovering this as those homes tend to be in more forested areas; areas which are understandably more exposed to a wild fire. But these […]
January 28, 2019
AgencyModifications to Improve the Accessibility of Your Rental Property
Nearly one in five people have a disability in the U.S., the Census Bureau reports, with roughly 30 million using wheelchairs. Traditional housing often fails to meet the needs of residents with limited mobility since structural barriers, such as, narrow doorways and steep stairs are impossible to navigate. Landlords can make their rental properties wheelchair- […]
January 17, 2019
AgencyHow Does Martial Status Impact Your Auto Insurance Premium?
Does marriage impact what you pay for auto insurance? In some situations, the answer is yes. Auto insurance providers focus on risk. The more risk a person is, the higher the insurance costs. And, according to considerable data, married drivers are less risky. As a result, insurers may lower their car insurance premium. How and […]
December 21, 2018
AgencyKeeping it Affordable When Renting Your First Place
Every young person knows that making ends meet might be tight when they start out. If you’re renting a property, you’ll have to pay your rent on-time, and in-full. That means making sure you have enough left over to still live a secure lifestyle. Still, saving money doesn’t have to be hard, even if you’re […]
November 30, 2018
Agency4 Reasons Home Insurance Rates Rise and Increase Your Costs
It can be frustrating to see your home insurance rates increase. However, this happens to most people over time. The costs increase for many reasons. Sometimes, it is due to the actions you take. If you file numerous claims, this can increase your costs. However, other factors are less in your control. Take a look […]