December 1, 2016
AgencyUmbrella Insurance Helps In a Drunk Driving Incident
The Dane family’s annual holiday party was in full-swing. Neighbors, colleagues and dear family friends gathered together to toast the season. Ian Dane, 19, and his best childhood friends, Brendan and Tyler, both 20, were home from school and decided to make the holidays even happier by imbibing. They blended into the crowd and no […]
November 21, 2016
AgencyRental Car Insurance Coverage in the Bay Area
It’s almost daily that a client asks me if they should purchase the coverage being offered when renting a car. While this is not one answer that fits all, I recently rented a car and I did not accept the coverage offered by the rental car company. Here are the reasons why I did that: […]
November 16, 2016
AgencyShould You Consider Earthquake Insurance?
Earthquakes can strike anywhere, without warning. Even if you don’t live in an area prone to earthquakes, that doesn’t mean an earthquake won’t strike. Small tremors might result in shattered glass and broken shingles. Large earthquakes can cause massive destruction to even the most reinforced homes. Many insurance companies offer earthquake insurance. But, you may ask […]
October 28, 2016
AgencyWhat is Lender-Placed or Force-Placed Insurance?
Homeowners insurance is a necessity. It protects your home and possessions as well as satisfies your lender’s insurance requirements. If you fail to maintain insurance, or even fall below the required coverage levels, your lender just may step in and put a policy in place, a very expensive policy. Why Do I Suddenly Have a Very Expensive Lender-Placed Policy? […]
October 18, 2016
AgencyPersonal Umbrella Insurance: Claims Against Your Teen
Why do you need to have personal umbrella insurance? Most homeowners and individuals believe they are not at risk for lawsuits. You do your job, you come and go as you should and you don’t do anything to bother other people. Yet, mistakes can happen and in some cases, there may be no way to […]
September 23, 2016
AgencyEstimating Your Home Insurance Needs Before You Buy
It’s an exciting process to buy a home. A lot of work goes into preparing for the process, including making big decisions about the size of a home you can afford. When considering that, also think about home insurance. It should be something you plan for within your budget. Home insurance is invaluable to a […]
September 15, 2016
AgencyA Guide to Avoiding and Surviving Pileups
The snow is coming down so hard, it’s a whiteout. Unfortunately, you’re stuck on the highway. It’s so thick you can barely see in front of you. A faint light appears, seemingly far in the distance, but as you squint you see it grow brighter in just seconds. It’s the flashers of a car that […]
August 23, 2016
AgencyInsuring Your Office Building
Maintaining an office building is a large endeavor. It’s much like being an apartment landlord, but on a much bigger scale. Not to mention, dealing with entire businesses, as opposed to individual renters, may take a much larger team of employees. The process of carrying out daily operations likely resembles a well-oiled machine. But if […]
July 29, 2016
AgencyHow to Get Free Renters Insurance (Video)
Renter’s insurance has become a lot more common these days because many are renting for much longer than they used to. If you are renting from a professional landlord it’s even likely that you’ll be required to maintain a renter’s insurance policy. You may think that loss to your belongings will be covered by your […]
July 28, 2016
Agency5 Tips for Maintaining Your Rental Property
Owning or managing a rental property is a big job; one that involves not only taking care of the property, but also pleasing the residents. However, in taking care to maintain the property with high standards, you can also please residents. And happy residents who enjoy living on your property are more likely to refer […]