May 19, 2017
AgencyIs Damage to a Tree Covered Under Home Insurance?
Picture this: the beautiful weeping willow in your back yard sustains damaged from a storm. The landscaping bushes and trees you’ve added to your front yard get stolen by someone in the middle of the night. While it may not seem like there is much you can do about these types of losses, that’s not […]
May 2, 2017
AgencyWhat You Should Know About Your Regular Dental Check-Up
There are two people that you should make sure to see every 6 months: your insurance rep and your dentist. Just like your insurance needs can change, so can your dental needs, and it’s important to make sure you are staying on top of both of those needs. A regular check-up with your dentist is […]
April 26, 2017
AgencyCommercial Property Insurance on Your Leased Building: Who Needs the Coverage?
Many businesses do not own the structure in which they operate. Rather, you may lease that space from another company or individual. This may be a large building with multiple tenant locations. It could be a single structure that your company occupies fully. In these situations, your company still needs commercial property insurance. How much, […]
April 11, 2017
AgencyWhat are the Benefits of Personal Umbrella Insurance? (Video)
A personal umbrella insurance policy is an important and affordable product that can save your family from a financial disaster. Once you maintain limits of $500,000 on both your home and auto insurance policies, you may be eligible to purchase an umbrella policy. An umbrella policy is an extra layer of protection sold in increments […]
March 23, 2017
AgencyReducing Fire Risks from Earthquakes
Most Californians know that earthquakes can strike at any time, without warning. If a major quake hits, it brings with it a high likelihood of damages and injuries. Earthquakes can cause much more than a chipped mug or a broken picture frame. If a quake hits the right place at the right time, it could […]
March 8, 2017
AgencyDigital Auto ID Cards on your Smartphone
Recently I watched an NBC news report about how a $25 fix it ticket for not having proof of insurance can end up being a $12,000 fine. It is the law. You must carry proof of insurance with you. But you don’t have to have a piece of paper in your glove box, which is […]
February 21, 2017
AgencyTips for Keeping Guests Safe in Your Rental Home
When you are entertaining in your rental home, you want your guests to have a good time. You also want them to feel safe and secure within your four walls. But, never forget that having guests into your home is a risk. There is always a possibility that a guest could injure himself or herself. […]
January 24, 2017
Agency4 Reasons Why the Cheapest Insurance May Not Be the Best
Cheap and inexpensive are words that catch your attention when it comes to buying. Everyone wants to save money. However, when it comes to auto insurance, the lowest cost plan may not be the best option. 1. Many Low-Cost Insurance Companies May Not Offer the Coverage You Need The worst time to discover you don’t […]
December 17, 2016
AgencyMy Home’s Paid Off: Why Do I Need Home Insurance?
There may not be a more satisfying feeling than paying off your home. While this may mean you no longer have a mortgage, it doesn’t mean the risks against your property are fewer. Most of the time, mortgage lenders require homeowners to have home insurance while they have a loan. This protects the mortgage lender’s […]
December 2, 2016
Agency6 Steps to Secret Coverage You May Need
What’s this mysterious lifesaving coverage that can help protect your assets in case the worst happens? It’s personal umbrella insurance.